Project Detail

Project Overview

1) Contract Structure

This project is structured under a Murabaha contract following a purchase and sale model. Grow Up will be responsible for procuring goats at a defined cost price and selling them to designated merchants at a marked-up price.

Given this structure, early withdrawal or emergency exit is not permissible prior to the conclusion of the project. Invested funds will be returned, along with the applicable profit, upon the official closure of the project. Investors are encouraged to commit only funds they can hold for the full duration of the contract.

2) Duration of Investment

The total investment amount is 1,95,50,700 Tk.

The investment period will be 2 months.

3) Projected ROI (Return on Investment)

The projected annual return on investment (ROI) is approximately 36%. For the 2-month investment period, the investor is expected to receive an approximate halal dividend of 6%, excluding any applicable service charges.

4) Investment Part

The minimum investment for this project is 21,500 TK, and investors may contribute up to the full project limit. Halal dividends will be disbursed every two months.

For example, if someone invests 100,000 TK (one lakh taka), they will receive 136,000 TK, excluding service charges — 100,000 TK as the principal and 36,000 TK as the profit over one year.

5) Loss Sharing

As a Shariah-compliant platform operating under the Murabaha principle, investors bear no financial responsibility for business losses once the goats have been procured and ownership has been transferred to the merchant. Any loss arising after the handover of goats to the merchant is absorbed entirely by Grow Up and is not passed on to investors.

6) Service Charge

Grow Up applies a 5% service charge on investors' profit. It is important to note that all ROI figures mentioned above are stated after this service charge has already been deducted.

7) Contract Conditions

Investors will engage in a Murabaha Agreement with Grow Up for the Goat Trading Project, following a purchase and sale model.

Investors initially fund the procurement of goats through Grow Up. Grow Up then sources the goats at an agreed cost price, takes full ownership and asset possession risk, and sells them to designated merchants at a pre-agreed marked-up price — generating the investor's halal profit.

Grow Up functions as an agent on behalf of investors, acquiring the goats, bearing complete ownership risk during the trading period, and executing the sale to the merchant.

8) Risk Factor

Based on Growup's internal calculations, the risk factor for this project is assessed at 2%. Growup's dedicated expert team is well-equipped to identify, monitor, and effectively manage this risk throughout the project lifecycle.

9) Payment Delay

Grow Up has carried out a thorough in-house analysis of the project's projected returns and is confident in its ability to disburse payments on schedule. Delays, if any, would only arise from unforeseen external risk factors beyond the company's control.

Key Points